A key question when considering furniture and fit out projects is how best to fund the solution?
Increasingly the notion of paying in full upfront is being challenged. This is especially true when one considers the fact that all furniture and fit out projects only return value over time and inevitably depreciate throughout.
Although for some budget constraints will be a factor in the decision, for most it is more about how they deploy capital/budget most effectively. Within the Public Sector, leasing is becoming a powerful tool to overcome increasing budget constraints.
Why use finance?
It is worth considering some important facts about leasing before you take the plunge into your next investment.
It’s not as complicated as you might think. Unlike cash, a lease unlocks 100% tax relief (on both capital and interest) and for many customers can make a huge difference. We can help you too – our lease versus cash illustrations make everything crystal clear and we can tailor these specifically to your business.
Sinking your capital into ultimately depreciating assets isn’t a great way to make that cash work for you. Finance lets you keep the cash so you can utilise it where it can make a difference.
Match Costs to Return
With cash, ultimately you pay upfront and in full for investments which only return value over time. Why not simply spread your costs in line with your return?
Low, fixed costs
With rates fixed throughout the term, budgeting and planning are made simple.
Spread the VAT cost
VAT is paid in instalments rather than a lump sum upfront (excluding Hire/Lease Purchase agreements)
Never again face spikey capital investment requirements, often when you have not budgeted for them. Spreading the costs lets you plan for the future, avoid equipment redundancy and take control of future investments.
Too Many Eggs
Over reliance on your primary funder is never a great strategy. Accessing specialist funders increases your available credit lines and reduces your risk.
360 Degree Solutions
Many new customers don’t realise that we can wrap all your project costs into one finance package and cover all your expenditure including non-asset based elements such as labour, fees and delivery.
About Bluestone Leasing
It’s all about the service – Bluestone Leasing is modelled around providing unparalleled quality to you, the customer, and delivering excellence in everything they do. Record growth and industry awards reflect the passion they have to be best in class. Here is why so many choose Bluestone Leasing.
They have been working with customers like you since the mid-1990s. Today over 12,000 organisations have used their services and often those relationships go back many years.
With over 50 specialist funders in their panel, the majority of which are not accessible directly in the UK, you can be assured that working with Bluestone gives you a comprehensive understanding of what the market has to offer.
Bluestone secure the very best commercial terms for every project they handle and make sure you get the best deal out there.
Size Doesn’t Matter
Bluestone Leasing happily fund projects from £1000 upwards with their largest projects in excess of £10 million.
Bluestone operate in both the private and public sectors and have fully compliant funding for the latter.
Computer says “Yes”!
With their expertise and huge funding panel, Bluestone Leasing are proud of their 90% acceptance rates. They are known for going the extra mile to make sure that you get the decision you need.
Unlike traditional banks, Bluestone move fast. Credit decisions can take minutes in some cases whilst for more complicated underwriting, they manage the whole process for you.
The Bluestone team are the most experienced, professional people in the industry and are on hand to make everything simple. From helping you choose the right product to handling the documentation, they take the pain away at every step.
John Paul Getty